When purchasing a phone on credit, through Mi Finance, or a partnered lender, the device is enrolled in a . This software is baked into the MIUI or HyperOS system. If your payment deadline passes without payment, the following happens:
Knowing this will help pinpoint the exact steps to get your phone working again. Share public link When purchasing a phone on credit, through Mi
Modifying the software can permanently brick your phone. Share public link Modifying the software can permanently
This lock is implemented at a deep system level and is linked to your phone's IMEI and Xiaomi's financial servers. Therefore, the only reliable solutions are through official channels. Bypassing it with third-party tools is often impossible, risky, and may violate your terms of service. Bypassing it with third-party tools is often impossible,
Explain your situation to customer service to request a 24-hour or 48-hour temporary unlock. Risks of Attempting to Bypass the Lock
: Gather your proof of payment , device IMEI (found on the box or by clicking the emergency call/info button on screen), and loan reference number .
What is the name of the listed on the screen? Have you already made the payment , or What country are you currently located in?